Stop the Presses! America's Long-Term Mortgage Rate isn't just low. It tumbled to its lowest point in history.On Thursday, March 5, the 30-year mortgage rate fell to 3.29%, an
Versage Group Lenders
About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local communities in Virginia, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Testimonials
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Joe's team was a tremendous help from start to finish. They have so much knowledge about everything related to buying and selling real estate. Even after we closed on our house, they never stopped checking in and answering questions we had. Spring Hill Real Estate shares office space with JDM Title, which made it convenient to complete the process on closing day. We highly recommend the Versage Group to everyone!
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My wife and I returned to the area, after working abroad, and everything about our home search went smoothly. Thanks to Joe's insight, we didn't feel like first-time homebuyers. He made it all so easy.
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- Dan J.
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I consider myself lucky to have found Joe as an agent because he's a genuine guy with a wealth of knowledge. He also uses technology to its fullest. Joe's website was much more reliable than Zillow, which frustrated me with listings that claim to be for sale but are not. His site also has a chat feature that connects clients to Joe through Facebook Messenger. When we found our house, Joe said, "real estate bargaining is like a high stakes poker game." He then used market data to negotiate a deal that saved us $35,000, when the home's appraisal came back above our agreed upon price. I would highly recommend Joe if you're looking for an honest agent who won't get shook down when your chips are on the table!
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- SAM
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Joe is an amazing agent to work with. He was patient with us and carted us around Northern Virginia for a solid 10 months before we found the perfect home for our family. As patient and kind as Joe was during the search process, he also offered a wealth of knowledge and understanding as well. He never glossed over potential issues in houses and he never pushed us into something we didn't like. Joe's experience cannot be matched when it comes to the negotiation and contract process. He worked tirelessly with the seller’s agent to ensure we were getting the best deal possible and continued to look out for us when we were faced with an unforeseen radon issue. Although it took 10 months to find the right house and neighborhood, we could not be happier here. We know we got a great deal on a wonderful house – all thanks to Joe. I would recommend him in a heartbeat and will definitely use him again if we ever move!
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- Joelle & Tom Burgess
About Versage Group
When Joe Versage started his real estate career, he emulated his grandfather who immigrated to America to start a grocery business in the 1920s. For decades, Vincent Versage treated customers like family and earned their trust through honesty, respect, and hard work. The mission of Joe's business is to build trust too, by providing honest and reliable insight, so clients can achieve real estate goals in one of the nation's most competitive markets.
The Versage Group serves homebuyers and sellers in Northern Virginia and is brokered by Spring Hill Real Estate near Tysons Corner. It offers a full complement of realty services, from a cutting-edge search engine to a trusted list of referrals that include local lenders, contractors, and settlement advisors. The team also consists of a group of forward-thinkers, who urge clients to embrace homeownership and the financial security it can bring. Navigating the market's landscape can be a challenge... but it's manageable with the Versage Group because clients (like family) come first.
For BREAKING NEWS on NOVA's Real Estate Market, please go to the 'Resources' tab at the top of this page and click 'Our Resources' from the drop-down menu.
Latest Blog Posts
A new year typically means change is near, but that may not be the case with the housing market. According to most experts, 2020 will play out the same way 2019 did with low mortgage rates and tight
This column was purposely written on the last day of March, so homebuyers would not take it as "Fools Gold" on April 1st. The truth of the matter is mortgage rates have fallen dramatically and
"Don't put the cart before the horse." It's an expression heard time and again when people do things out of order. It's also something Realtors say when homebuyers wish to tour listings before they
Areas We Cover
- Aldie
- Alexandria
- Annandale
- Arlington
- Ashburn
- Bluemont
- Brambleton
- Broadlands
- Bumpass
- Burke
- Centreville
- Chantilly
- Clifton
- Dunn Loring
- Fairfax
- Fairfax Station
- Falls Church
- Falmouth
- Fort Belvoir
- Fredericksburg
- Great Falls
- Hamilton
- Herndon
- Hillsboro
- Lansdowne
- Leesburg
- Locust Grove
- Lorton
- Lovettsville
- Mason Neck
- Mclean
- Middleburg
- Mineral
- Oak Hill
- Oakton
- Orange
- Paeonian Springs
- Partlow
- Potomac Falls
- Purcellville
- Reston
- Round Hill
- Spotsylvania
- Springfield
- Stafford
- Sterling
- Upperville
- Vienna
- Waterford
- Woodford
© BRIGHT, All Rights Reserved
Copyright © 2020, Metropolitan Regional Information Systems, Inc. All rights reserved. Information deemed reliable but is not guaranteed. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of MRIS. Information provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Versage Group does not display the entire MLS
